Terms & Conditions

Welcome to CREDIINDIA. These Terms & Conditions govern your access to and use of our website, products, and services. By accessing or using our website, you agree to be bound by these Terms.

1. About CrediIndia

CREDIINDIA is a financial services platform that assists users in exploring loan options from banks and NBFCs. We do not directly provide loans but act as a facilitator between users and lending institutions.

2. Eligibility

• You must be at least 18 years of age to use our services.
• You must provide accurate and complete information.
• You agree to comply with all applicable Indian laws and regulations.

3. Use of Website

• The website shall be used only for lawful purposes.
• You shall not misuse, hack, or attempt to disrupt website operations.
• You agree not to submit false or misleading information.

4. Loan Services Disclaimer

Loan approval, interest rates, tenure, and disbursal are solely at the discretion of the respective banks or NBFCs. CREDIINDIA does not guarantee loan approval or specific terms.

5. Communication Consent

By submitting your details, you consent to receiving calls, SMS, emails, or WhatsApp messages from CREDIINDIA or its partners for service-related communication.

6. Intellectual Property

All content on this website, including text, graphics, logos, and design, is the property of CREDIINDIA and protected under applicable intellectual property laws.

7. Limitation of Liability

CREDIINDIA shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our website or services.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their content, policies, or practices.

9. Termination

We reserve the right to suspend or terminate access to our website or services at any time without prior notice if these Terms are violated.

10. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the jurisdiction of Indian courts.

11. Changes to Terms

CREDIINDIA may update these Terms & Conditions from time to time. Continued use of the website constitutes acceptance of the revised Terms.