Privacy Policy

At CREDIINDIA, we respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

a. Personal Information

• Full Name
• Mobile Number
• Email Address
• Date of Birth
• PAN / Aadhaar details (only when required)
• Address, employment & income details
• Financial information related to loan processing

b. Non-Personal Information

• IP address
• Browser and device information
• Website usage data
• Cookies and tracking technologies

2. How We Use Your Information

• Processing loan inquiries and applications
• Connecting users with banks & NBFC partners
• Identity and eligibility verification
• Customer support and communication
• Website performance improvement
• Compliance with legal requirements

3. Sharing of Information

We do not sell or rent your personal data. Information may be shared only with banks, NBFCs, credit bureaus, regulatory authorities, or trusted service providers strictly for loan-related purposes.

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal data. However, no online transmission method is completely secure.

5. Cookies Policy

Our website uses cookies to enhance user experience, analyze traffic, and remember preferences. You can disable cookies via browser settings.

6. User Consent

By submitting your information, you consent to receiving calls, SMS, emails, or WhatsApp communication related to loan services. Consent can be withdrawn at any time.

7. Third-Party Links

Our website may contain links to third-party websites. CREDIINDIA is not responsible for their privacy practices.

8. Children’s Privacy

Our services are intended for individuals aged 18 years or above. We do not knowingly collect data from minors.

9. Policy Updates

This Privacy Policy may be updated periodically. Any changes will be posted on this page with an updated date.