Loan Against Property (LAP)
Unlock the value of your property to meet personal or business financial needs
Check EligibilityWhy Choose Loan Against Property?
High-value funding at lower interest rates
High Loan Amount
Get up to 60–70% of your property’s market value.
Lower Interest Rates
Enjoy lower EMIs compared to unsecured loans.
Long Tenure
Flexible repayment tenure up to 15–20 years.
How It Works
Simple & structured loan process
1
Apply Online
Submit property & personal details.
2
Property Evaluation
Legal & technical assessment by lender.
3
Disbursal
Loan amount credited to your account.
Eligibility Criteria
Who can apply for LAP?
- Salaried, Self-employed or Business Owners
- Age: 25 – 65 years (at loan maturity)
- Residential or commercial property ownership
- Stable income & repayment capacity
- Good credit history
Documents Required
Basic documents for faster processing
- KYC: PAN Card & Aadhaar Card
- Income proof & bank statements
- Property ownership & title documents
- Property tax receipts & approved plan
Turn Your Property into Financial Power
Get long-term funding with attractive interest rates
Apply Now