Instant Personal Loan.
Simple. Safe. Fast.
Medical emergencies, travel plans, or urgent bills — get ₹50,000 to ₹40 Lakh without any collateral.
Check Personal Loan EligibilityWhy choose CrediIndia?
- Instant eligibility check
- No collateral required
- Multiple lender options
- Secure and transparent process
When Do You Need a Personal Loan?
Life is unpredictable. Sometimes, you need extra funds quickly, and waiting is not an option.
Medical Emergencies
Credit Card Dues
Travel or Wedding Expenses
Salary Gaps or Cash Shortage
Why Choose CrediIndia for a Personal Loan?
CrediIndia helps you find the right personal loan by connecting you with trusted lenders, transparent offers, and a smooth digital experience.
Instant Eligibility Check
Check your personal loan eligibility in minutes without impacting your credit score.RBI-Compliant Lenders
We partner only with verified banks and NBFCs approved by RBI.Transparent Loan Offers
Clear interest rates, charges, and terms with no hidden surprises.Secure Data Protection
Your personal and financial data stays encrypted and private.Personal Loan Document Checklist
Below is the standard document checklist required for personal loan processing. Exact requirements may vary depending on lender and applicant profile.
Common Documents (KYC)
- Aadhaar Card
- PAN Card
- Passport Size Photograph
Salaried Applicant
- Salary slips (last 3–6 months)
- Bank statement (last 6 months – salary account)
- Employment ID / Appointment letter (if required)
- Form 16 (if required)
Self-Employed Applicant
- PAN card (individual / firm / company)
- Income Tax Returns (last 2 years)
- Balance Sheet & Profit and Loss statement
- Bank statements (last 6–12 months)
- Business registration / license (if applicable)
- GST registration & returns (if applicable)
Personal Loan FAQs
Does checking eligibility affect my CIBIL score?
No. Checking your personal loan eligibility on CrediIndia does not impact your CIBIL score.
How much personal loan can I get?
The loan amount depends on your income, credit profile, and lender policy. Eligible amounts usually range from ₹50,000 to ₹40 Lakh.
How fast is the personal loan disbursed?
In most cases, loan approval and disbursal are completed within 24 to 72 hours after document verification.
Is collateral required for a personal loan?
No. Personal loans are unsecured and do not require any collateral or guarantor.
Can self-employed individuals apply for a personal loan?
Yes. Both salaried and self-employed individuals can apply, subject to income stability and document verification.
Check Your Personal Loan Eligibility Now
It takes less than 2 minutes to check your eligibility. No paperwork. No obligation. Your credit score stays unaffected.
Check EligibilityYour Personal Loan Journey
A calm, guided and stress-free way to get funds when you need them most.
Start Confidently
Check eligibility instantly. No credit score impact.
Get Guided
We match you with lenders that fit your profile.
Go Paperless
Upload documents digitally. No branch visits.
Funds Delivered
Approved amount reaches your bank account fast.